{"id":24872,"date":"2019-02-18T16:45:23","date_gmt":"2019-02-18T16:45:23","guid":{"rendered":"http:\/\/democontent.codex-themes.com\/sites\/business-light\/?page_id=24872"},"modified":"2021-06-23T23:32:06","modified_gmt":"2021-06-23T23:32:06","slug":"derecho-bancario","status":"publish","type":"page","link":"https:\/\/www.gomezmoralesabogados.com\/derecho-bancario\/","title":{"rendered":"Derecho Bancario"},"content":{"rendered":"<p>[vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;bottom-to-top&#8221;]El <strong>Derecho Bancario<\/strong> es una rama del derecho que se compone por una serie de normas relativas al funcionamiento y la buena praxis de los bancos hacia sus clientes. Contiene toda la normativa que garantiza el buen comportamiento de los bancos a la hora de ofrecer cualquier servicio bancario o al comercializar un producto concreto.<\/p>\n<p>Es el conjunto normativo, jurisprudencial y doctrinal que regula la estructura y funcionamiento de las entidades bancarias y financieras, as\u00ed como las operaciones realizadas por \u00e9stas con el p\u00fablico en general, incluidos sus clientes, y con otras entidades de cr\u00e9dito. Adem\u00e1s de la a banca oficial y privada, el\u00a0<strong>Derecho bancario<\/strong>\u00a0se aplica a las cajas de ahorro y a las cooperativas de cr\u00e9dito. Se integra, fundamentalmente, por normas de Derecho administrativo, mercantil, civil y fiscal.[\/vc_column_text][vc_empty_space height=&#8221;64px&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;]<div class=\"centered-box gem-image-centered-box\"><div class=\"gem-image gem-wrapbox gem-wrapbox-style-default gem-wrapbox-position-centered lazy-loading\"  style=\"\"><div class=\"gem-wrapbox-inner  lazy-loading-item\"  data-ll-effect=\"move-up\"><img class=\"gem-wrapbox-element img-responsive\" src=\"https:\/\/www.gomezmoralesabogados.com\/wp-content\/uploads\/2021\/06\/ley-bancario.jpg\" alt=\"\"\/><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;bottom-to-top&#8221;]Abogamos por el buen funcionamiento del sistema financiero y garantizamos la transparencia que se requiere en este tipo de entidades. Aportamos un conocimiento y una experiencia contrastada por nuestra participaci\u00f3n en las operaciones m\u00e1s relevantes del mercado internacional.<\/p>\n<p>Ofrecemos a nuestros clientes cobertura en todos los aspectos legales y regulatorios del sector, inmerso actualmente en una profunda reestructuraci\u00f3n. Les garantizamos una completa visi\u00f3n que abarca cuestiones fiscales, laborales, administrativas, de normativa de competencia, etc.[\/vc_column_text][vc_empty_space height=&#8221;64px&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;]<div class=\"centered-box gem-image-centered-box\"><div class=\"gem-image gem-wrapbox gem-wrapbox-style-default gem-wrapbox-position-centered lazy-loading\"  style=\"\"><div class=\"gem-wrapbox-inner  lazy-loading-item\"  data-ll-effect=\"move-up\"><img class=\"gem-wrapbox-element img-responsive\" src=\"https:\/\/www.gomezmoralesabogados.com\/wp-content\/uploads\/2021\/06\/documento-bancario.jpg\" alt=\"\"\/><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;bottom-to-top&#8221;]<\/p>\n<h2>Alcance<\/h2>\n<p>[\/vc_column_text]<div class=\"gem-list gem-list-type-double-arrow\" ><ul>\n<li>Cl\u00e1usulas suelo.<\/li>\n<li>IRPH.<\/li>\n<li>Contratos Bancarios.<\/li>\n<li>Ejecuciones hipotecarias.<\/li>\n<li>Ley de Segunda Oportunidad.<\/li>\n<li>Abusos y malas pr\u00e1cticas bancarias.<\/li>\n<li>Participaciones preferentes<\/li>\n<li>SWAPS de inflaci\u00f3n<\/li>\n<li>SWAPS de tipos de inter\u00e9s<\/li>\n<li>Cl\u00e1usulas suelo hipotecaria<\/li>\n<li>Cl\u00e1usulas abusivas en hipotecas<\/li>\n<li>Cl\u00e1usulas abusivas en general<\/li>\n<li>Hipotecas multidivisa<\/li>\n<li>Daci\u00f3n en pago<\/li>\n<li>Comisiones indebidas<\/li>\n<\/ul>\n<\/div>[\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1542203689807{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner offset=&#8221;vc_hidden-xs&#8221; css=&#8221;.vc_custom_1542203697669{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 40px;\"><\/div>[\/vc_column_inner][\/vc_row_inner][vc_column_text css_animation=&#8221;bottom-to-top&#8221;]<\/p>\n<h2>Financial Management<\/h2>\n<p>[\/vc_column_text][vc_row_inner css=&#8221;.vc_custom_1542203551526{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner offset=&#8221;vc_hidden-xs&#8221; css=&#8221;.vc_custom_1542203561046{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 10px;\"><\/div>[\/vc_column_inner][\/vc_row_inner][vc_column_text css_animation=&#8221;bottom-to-top&#8221;]Lorem Ipsum. Proin gravida nibh vel velit auctor aliquet. Aenean sollicitudin, lorem quis bibendum auctor, nisi elit consequat ipsum, nec sagittis sem nibh id elit. Duis sed odio sit amet nibh vulputate cursus a sit amet mauris. Morbi accumsan ipsum velit. Nam nec tellus a odio tincidunt auctor a ornare odio. Sed non mauris vitae erat consequat auctor eu in elit. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Mauris in erat justo. eu felis dapibus condimentum sit amet a augue. Sed non neque elit. Sed ut imperdiet nisi. Proin condimentum fermentum nunc. Etiam pharetra, erat sed fermentum feugiat, velit mauris egestas quam, ut aliquam massa nisl quis neque. Suspendisse in orci enim.[\/vc_column_text][vc_row_inner css=&#8221;.vc_custom_1542203551526{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner offset=&#8221;vc_hidden-xs&#8221; css=&#8221;.vc_custom_1542203561046{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 40px;\"><\/div>[\/vc_column_inner][\/vc_row_inner]<div style=''  class=\"gem-quote gem-quote-style-1 gem-quote-no-paddings custom-color-blockqute-mark-added\" ><blockquote  ><\/p>\n<div class=\"styled-subtitle\">&#8230;Lorem ipsum dolor sit amet sed do eiusmod tempor incididunt ut labore et dolore magna aliqua ollicitudin, lorem quis bibendum auctor!<\/div>\n<p><\/blockquote><span style=color:#2fc5b0;  class=\"custom-color-blockqute-mark\">&#xe60c;<\/span><\/div>[vc_column_text css_animation=&#8221;bottom-to-top&#8221;]Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo.[\/vc_column_text][vc_row_inner css=&#8221;.vc_custom_1542203551526{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner offset=&#8221;vc_hidden-xs&#8221; css=&#8221;.vc_custom_1542203561046{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 40px;\"><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1542118668823{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;border-left-color: #dfe5e8 !important;border-left-style: solid !important;border-right-color: #dfe5e8 !important;border-right-style: solid !important;border-top-color: #dfe5e8 !important;border-top-style: solid !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1542116862280{padding-top: 0px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 8px;\"><\/div><div class=\"gem-dropcap gem-dropcap-shape-circle gem-dropcap-style-medium\"><span class=\"gem-dropcap-letter\" style=\"color: #ffffff;background-color: #00bcd4;\">1<\/span><\/div>[vc_column_text css_animation=&#8221;bottom-to-top&#8221; css=&#8221;.vc_custom_1542205062777{margin-bottom: 0px !important;padding-top: 13px !important;padding-bottom: 23px !important;}&#8221;]<\/p>\n<div class=\"styled-subtitle\"><span style=\"color: #00bcd4;\">Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod<\/span><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1542118684029{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;border-left-color: #dfe5e8 !important;border-left-style: solid !important;border-right-color: #dfe5e8 !important;border-right-style: solid !important;border-top-color: #dfe5e8 !important;border-top-style: solid !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1542116862280{padding-top: 0px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 8px;\"><\/div><div class=\"gem-dropcap gem-dropcap-shape-circle gem-dropcap-style-medium\"><span class=\"gem-dropcap-letter\" style=\"color: #ffffff;background-color: #1fa4e0;\">2<\/span><\/div>[vc_column_text css_animation=&#8221;bottom-to-top&#8221; css=&#8221;.vc_custom_1542205068400{margin-bottom: 0px !important;padding-top: 13px !important;padding-bottom: 23px !important;}&#8221;]<\/p>\n<div class=\"styled-subtitle\"><span style=\"color: #1fa4e0;\">Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod<\/span><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1542118688973{margin-right: 0px !important;margin-left: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;border-left-color: #dfe5e8 !important;border-left-style: solid !important;border-right-color: #dfe5e8 !important;border-right-style: solid !important;border-top-color: #dfe5e8 !important;border-top-style: solid !important;border-bottom-color: #dfe5e8 !important;border-bottom-style: solid !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1542116862280{padding-top: 0px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 8px;\"><\/div><div class=\"gem-dropcap gem-dropcap-shape-circle gem-dropcap-style-medium\"><span class=\"gem-dropcap-letter\" style=\"color: #ffffff;background-color: #7668c1;\">3<\/span><\/div>[vc_column_text css_animation=&#8221;bottom-to-top&#8221; css=&#8221;.vc_custom_1542205074833{margin-bottom: 0px !important;padding-top: 13px !important;padding-bottom: 23px !important;}&#8221;]<\/p>\n<div class=\"styled-subtitle\"><span style=\"color: #7668c1;\">Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod<\/span><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1542203551526{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner offset=&#8221;vc_hidden-xs&#8221; css=&#8221;.vc_custom_1542203561046{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 30px;\"><\/div>[\/vc_column_inner][\/vc_row_inner][vc_column_text css_animation=&#8221;bottom-to-top&#8221;]Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Lorem ipsum dolor amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit invelit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit[\/vc_column_text][\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_line_chart type=&#8221;line&#8221; values=&#8221;%5B%7B%22title%22%3A%22Yes%22%2C%22y_values%22%3A%2210%3B%2015%3B%2020%3B%2025%3B%2027%3B%2025%3B%2023%3B%2025%22%2C%22color%22%3A%22peacoc%22%7D%2C%7B%22title%22%3A%22No%22%2C%22y_values%22%3A%2225%3B%2018%3B%2016%3B%2017%3B%2020%3B%2025%3B%2030%3B%2035%22%2C%22color%22%3A%22turquoise%22%7D%5D&#8221; css_animation=&#8221;bottom-to-top&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 50px;\"><\/div>[vc_column_text css_animation=&#8221;bottom-to-top&#8221;]Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;bottom-to-top&#8221;]El Derecho Bancario es una rama del derecho que se compone por una serie de normas relativas al&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.gomezmoralesabogados.com\/api-json\/wp\/v2\/pages\/24872"}],"collection":[{"href":"https:\/\/www.gomezmoralesabogados.com\/api-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.gomezmoralesabogados.com\/api-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.gomezmoralesabogados.com\/api-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gomezmoralesabogados.com\/api-json\/wp\/v2\/comments?post=24872"}],"version-history":[{"count":14,"href":"https:\/\/www.gomezmoralesabogados.com\/api-json\/wp\/v2\/pages\/24872\/revisions"}],"predecessor-version":[{"id":25245,"href":"https:\/\/www.gomezmoralesabogados.com\/api-json\/wp\/v2\/pages\/24872\/revisions\/25245"}],"wp:attachment":[{"href":"https:\/\/www.gomezmoralesabogados.com\/api-json\/wp\/v2\/media?parent=24872"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}